Home / Guides / Fractional vs agency vs in-house
// Guide 03 · Comparison

Fractional vs agency
vs in-house.

There are three ways to run DTC paid media: a fractional operator, a full-service agency, or a full-time in-house hire. None is best in the abstract. The right answer depends mostly on your monthly ad spend and on whether you want a team, a department, or a single senior person accountable for the account.

The three options at a glance

  Fractional operator Full-service agency In-house hire
Who does the work One senior operator, hands-on daily Senior lead sells; juniors execute Your own employee, full-time
Typical cost Mid four figures per month Retainer plus, sometimes, a percent of spend ~$130K–$180K all-in, plus benefits
Ramp time None to speak of Weeks (onboarding) 3–6 months
Commitment Month-to-month Often annual Permanent headcount
Best fit by spend ~$25K–$150K/mo on Meta High volume, many channels Sustained spend past ~$150K/mo
Main risk Capacity sits with one person Junior execution behind a senior pitch Long ramp; fixed, hard-to-reverse cost

How to actually choose

Choose an agency when you need many channels and services run in parallel at high volume and you are comfortable with a team where the most senior person is not the one in the account every day.

Choose a fractional operator when you want a senior specialist doing the buying themselves, value accountability and flexibility over a fixed scope, and sit in the spend window (roughly $25,000 to $150,000 per month) where in-house is still too expensive and an agency is too detached.

Choose an in-house hire when sustained spend and workload would keep a full-time senior buyer busy and the unit economics support the salary. The fractional stage is often the bridge to this one.

The cleanest version of the fractional model is explicitly transitional: a senior operator runs the account now, and helps you hire and train the in-house replacement when your spend justifies it, instead of holding the account hostage with annual lock-ins.

Where this practice fits

Regis Social Media is the fractional option, built for the middle stage and designed to hand off cleanly when you outgrow it. If you are weighing the move, start with what a fractional paid media operator does, see the decision metrics in incrementality-based media buying, or read exactly what an engagement includes on the Work With Me page.

// Common questions

Quick answers.

When should a DTC brand hire a fractional operator instead of an agency?

When you want a senior person doing the actual buying rather than a team where juniors do the day-to-day, when you value accountability and month-to-month flexibility, and when your spend (roughly $25K to $150K per month) justifies a senior specialist but not yet a full in-house team. Agencies fit better for many channels run in parallel at high volume.

Is a fractional operator cheaper than hiring in-house?

Usually, until your spend is high enough to keep a full-time senior buyer fully utilized. A senior hire runs roughly $130K to $180K all-in plus benefits and a three-to-six-month ramp; a fractional operator gives comparable seniority immediately at a fraction of that cost.

When is it time to bring paid media in-house?

Generally once sustained spend and workload would keep a full-time senior buyer busy and the economics support the salary, often past roughly $150K per month. A good fractional operator helps you plan that transition rather than resisting it.

What are the risks of each option?

An agency risks junior execution behind a senior pitch. A fractional operator concentrates the work in one person, so a small roster and a transition plan matter. An in-house hire risks a long ramp, key-person dependency, and a fixed cost that is hard to reverse if spend drops.

// Apply

Decided fractional
is the fit?

Tell me about your spend and what's not working. I'll give you an honest read on whether this is the right stage for a fractional operator, or whether you'd be better served elsewhere.

See If We're a Fit